Top Small Bathroom Remodeling

In a small private space like the bathroom, every detail matters. A suitable tile work, lighting and wall color can transform an aged bathroom into a nifty space where you enjoy utmost privacy. The website talks about how bathroom remodeling in spaces like this is a delicate and challenging process.

On Point Remodeling small tub bathroom

Keep It Simple and Stylish

Stay away from window treatments that create an illusion of expanse. A minimalist design is easy to the eyes and light on the bathroom remodel cost. Here are some ideas:

  1. Invest in storage

Have you considered putting textured towels in open shelving instead of stuffing them in large cabinets? Doing this will eliminate large furniture in an awfully small space while adding warmth and color at the same time. Other ideas include stacking wooden crates and colorful storage ladders which will serve as placeholders for containers.

  1. Stay functional

The key to small spaces is functionality. Make sure that every design element that you add has a function to fill in your space saving sanctuary. Bear in mind that some sink and vanities barely have space for toothpaste but are filled with knick-knacks that don’t even serve a single purpose. If you have some personal products, you can store them—instead of displaying them—so that you can recover counter space.

  1. Plan your palette

On Point Remodeling small tub bathroom

Using a modest color palette to remodel bathroom demonstrates a taste of elegance in small areas. Neutral colors give the feeling of calm and it’s aesthetically pleasing at the same time.

Make the most of your small bathroom space with these makeover ideas. Just because space is small doesn’t mean that it can’t be big in style and comfort. Recover your space and get the clutter out your bathroom.

1 Major Living in Retirement Issue That Will Shock You

1 major living in retirement issue that will shock you and most don’t plan for, and can cost many dollars later in retirement years. This one point has 4 important parts that are rarely planned for, but can be very important later in life. Learn what they are and how to fix them before it’s to late.

Many times people will plan for retirement either through a financial planner or by themselves and in both cases the message seems to fall short of maintaining a clear understanding to the retiree. This issue has cost many people their lifestyle and relegated them to a lesser lifestyle never dreamed of when doing their planning.


Many people understand the term inflation but rarely understand how devastating it can be later in life. I know that many financial planners address this issue and in most retirement planning publications it is addressed so this concept does not go un-noticed.

Even though it is discussed in length many seem to forget it and feel they are immune to the effects of inflation. It sneaks up and grabs the unsuspecting at a moments notice and at that point it cannot be unwound.

Here’s how it works. The retiree plans for their retirement and they begin understanding that the income they are beginning to live on is a finite amount of money. They will not longer receive raises from their employer and the hedge that they had before doesn’t exist.

Living In Retirement

Now I am sure that while they planned they were aware of the effects of inflation but what happens next will blow your mind.

So here we go into retirement and life is good. The retiree is now focused on golf and going out to dinner. Many want to travel and see the world. Remember, these folks are the ones that watched the ads on TV showing people in retirement living on private islands and sailboats, etc.

So as time goes by even if the retiree is budgeting their money, prices go up, and income stays stagnate. No cost of living increases except in Social Security, occur to off set the rising prices. Usually Social Security is really not keeping up with inflation but it does give a small increase.

So as prices rise spending power goes down. The retiree is hit with many unforeseen factors. Lets look at a few:

There are many more financial inefficiencies but these are some of the main culprits that were never really planned for. This is why many people are looking for part time jobs later in life. They never planned on working in retirement but because they didn’t do proper planning they are having to do so.

In Conclusion

If you are not in retirement in order to fix these financial inefficiencies that will occur, there should be a concerted effort to patch these financial holes. One way to do it is to start to save money to offset them. Run all financial illustrations with a slush fund or sinking fund to hold in reserve for when they occur. Contact a financial expert to facilitate this for you.

If you are already in retirement you will want to contact a financial professional and have them formulate a plan to offset these through redirection of assets. Depending how far into retirement you are will determine how big a sacrifice you will have to make. Believe me no matter where you are in retirement the sacrifice you make now will never be as severe as the one you have to make when these problems occur.

In either case doing nothing is devastating and will only produce frustration and discontent. Always remember people are outliving their wealth and safeguards have to become part of the plan.